Borrowing Power Calculator
A first estimate of what you may be able to borrow. Lender criteria vary, so book a chat for a picture that reflects the real rules.
Lenders assess your repayments at a higher rate than the one you pay, currently around 3 percentage points above it. This estimate is calculated at 9.24% for that reason, which is why it may look lower than other calculators.
Estimated borrowing power
You may be able to borrow
$899,000
- Maximum purchase price
- $937,000
- Stamp duty (WA)
- $39,371
- Repayment at your rate
- $5,529/mo
- Assumed term
- 30 yrs
This is an estimate only and not credit advice. Actual figures depend on your circumstances and lender criteria. Read the full disclaimer.
Visualised
What your deposit actually buys
Stamp duty comes out of your deposit before any of it reaches the purchase, so it reduces what you can buy.
- Loan
- Your deposit
- Stamp duty
Visualised
Where your take-home goes
Based on tax calculated per person on the current ATO scale, not a flat percentage.
- Living expenses
- Est. repayment
- Buffer left over
Em Bee Finance, Perth
Ready to talk it over? Book a chat with Mool.
A relaxed first conversation. No pressure, no jargon, just an honest look at your options.
Mool Bhargava
Principal broker · MBA Finance
A Name You Can Trust